A car accident can throw your day—and your life—off track. In an instant, you’re dealing with injuries, unexpected bills, and insurance companies that seem more focused on protecting themselves than helping you. It’s frustrating, and figuring out your next steps can feel like a lot to take on.
At Merrick Brock PLLC, we understand what you’re going through. You shouldn’t have to manage the legal side of things on top of everything else. That’s where we come in—handling the paperwork, phone calls, and negotiations so you can focus on healing and getting back to your routine.
We’re proud to serve Richmond—it’s our home. If you’ve been in a car accident and aren’t sure what to do next, let us help. Call or contact us online for a free consultation with a Richmond car accident attorney.
Common Causes of Car Accidents in Richmond
Car accidents in Richmond happen for various reasons, from simple mistakes to reckless behavior. Some of the most common causes include:
- Distracted driving,
- Speeding,
- Running red lights or stop signs,
- Impaired driving, and
- Tailgating.
It’s not always easy to pinpoint who’s responsible for an accident. If you’re unsure who is at fault in your crash, a Richmond car accident lawyer can advise you on your legal options.
What Injuries Can Result from a Car Accident?
Car accidents can lead to many injuries, some of which aren’t noticeable immediately. Even if you felt okay after the crash, symptoms can appear days or even weeks later, making it important to pay continuous attention to how you’re feeling.
Some of the injuries we often see include:
- Whiplash and neck pain,
- Broken bones and fractures,
- Concussions and brain injuries,
- Back and spinal injuries, and
- Internal injuries.
Some injuries heal with time and treatment, while others can affect your daily life and ability to work. These changes can lead to both physical and financial challenges.
Our Richmond car accident lawyers understand how injuries can affect you and will work toward a resolution that meets your needs.
What to Do After a Car Accident in Richmond
The moments after a car accident can feel chaotic, but a few actions can make a big difference:
- Call 911. Report the accident and request medical attention if needed. A police report can be valuable for your claim.
- Get checked by a doctor. Even if you feel fine, some injuries show up later. A medical evaluation ensures your health and creates a record of your injuries.
- Document the scene. If safe, gather photos of the vehicles, damage, and surroundings. Exchange contact and insurance details with other drivers and collect witness information if possible.
- Avoid speaking with insurance adjusters alone. Insurance companies might ask for a statement or medical records. Before sharing anything, talk to a Richmond car accident attorney who can protect your rights.
Contact us for a free consultation, and let us guide you through the next steps.
Understanding Virginia’s Car Accident Laws and Your Rights
Virginia follows a strict contributory negligence rule, which can significantly affect your case. If you’re found even slightly at fault for the accident, you may not be eligible to recover any compensation. This makes it especially important to have experienced Richmond car accident lawyers who can present the facts and protect your rights.
In addition, Virginia law requires drivers to carry minimum liability insurance. For policies effective before January 1, 2025, the required coverage includes:
- $30,000 for injuries or death of one person,
- $60,000 for injuries or death involving multiple people, and
- $20,000 for property damage.
For policies effective on or after January 1, 2025, the minimum required coverage increases to:
- $50,000 for injuries or death of one person,
- $100,000 for injuries or death involving multiple people, and
- $25,000 for property damage.
While these limits provide basic protection, they often fall short in serious accidents where medical bills and other costs exceed coverage.
We know how Virginia’s laws work and how insurance companies may use them. We’re here to ensure your case is handled properly and that you’re given the best opportunity to recover what you’re owed.
What Compensation Can You Receive After a Car Accident?
After a car accident, the costs can quickly pile up. In Virginia, compensation for an accident typically falls into two categories:
Financial Costs
These are the tangible expenses related to the accident, such as:
- Medical bills and ongoing treatment costs,
- Lost wages due to missing work, and
- Property damage like vehicle repair or replacement.
These costs are often straightforward to document and claim with proper records.
Personal Impacts
These refer to the ways the accident has disrupted your life, including:
- Pain and discomfort from your injuries,
- Emotional distress or anxiety caused by the accident, and
- Loss of enjoyment in activities you previously valued.
Unlike financial costs, these impacts are more challenging to quantify, and insurance companies may downplay their significance. A Richmond car accident attorney can accurately assess these less tangible losses and fight for fair compensation.
How Long Do I Have to File a Car Accident Claim in Virginia?
In Virginia, you generally have two years from the date of the accident to file a personal injury lawsuit. This deadline ensures you act promptly, but waiting too long can create unnecessary obstacles. Evidence like traffic camera footage, accident reports, or witness statements can become harder to obtain over time, and insurance companies may use delays to their advantage.
A Richmond car accident lawyer can ensure your claim is filed promptly. If you’re unsure about your eligibility to file, it’s worth reaching out to Merrick Brock PLLC to review your situation.
Richmond Car Accident Lawyers Who Put You First
We know that recovering after a car accident involves more than medical expenses and forms. You need a team that’s ready to guide you in regaining control.
Attorney John Merrick previously worked defending insurance companies. He knows how they try to reduce or deny valid claims and uses that experience to support people seeking fair treatment. Attorney Les Brock has always been a supporter of the Richmond community and helps people and businesses through tough situations. Together, they’ve built a practice focused on caring for the people who need it most.
If you’ve been injured in a car accident, don’t leave your case to chance.
Contact us today for a free consultation to discuss your options and take the next steps.